How It Works
You bring in an item to use as collateral for a loan. We keep the item and give you cash and a receipt to present to us when you come to repay the loan. In California, the term of the loan is 120 days. If you are unable to repay the loan within 120 days, you can pay the interest only, and we will give you another 120-day loan. If you are unable to repay the loan (or the interest to renew the loan), you forfeit the item. We then sell the item to recover our investment. You need a current government-issued ID or passport in order to get your loan, along with something of value to use as collateral.